For several years, I have worked and invoiced through various invoicing services, but Invozio is undoubtedly the one that has given me the highest salary, due to their low fees In addition, their website is user-friendly and their support is personalized. This has led me to see only benefits in invoicing through them!
Invoice Without a Company – Secure, Simple and Affordable
Invoice without a company or invoicing as a private person . We take care of taxes, VAT, and bookkeeping — you focus on your work and get paid to your own account.
Rated #1 in Sweden
By independent website www.fakturab.se
0.7-1.4%
lowest fee (min. fee 70–140 SEK)
Lowest Fee in Sweden (min. fee 70–140 SEK)
We handle all administration including taxes and accounting.
Data Protection
Your financial data is securely stored in an encrypted format.
Loyalty Discounts
Loyalty rewards that make the fee even lower.





Lowest Fee in Sweden (min. fee 70–140 SEK)
We handle all administration including taxes and accounting.
Data Protection
Your financial data is securely stored in an encrypted format.
Loyalty Discounts
Loyalty rewards that make the fee even lower.
Invoice Without a Company – Secure, Simple and Affordable
Lowest fee: 0.7–1.4% (min. fee 70–140 SEK)
Invoice without a company or invoicing as a private person . We take care of taxes, VAT, and bookkeeping — you focus on your work and get paid to your own account.
Open a free account- Trusted by 11,000+ freelancers and 500+ companies
- Rewards for activity – extra discounts on the fee
- Basic insurance coverage included
- Express payment within 1–24 hours
- Invoices in 11 currencies
- ROT/RUT invoices
Our trusted partners
Features of the Invoicing Tool
With Invozio invoicing tool, you can create and send invoices effortlessly—even without a registered business. We’ve designed the process to be as smooth and intuitive as possible, giving you a seamless invoicing experience.
Send Combined Invoice
Bill together with other freelancers working for the same client. Invite the freelancers to the platform and we will pay your salary separately.
Time Reporting
We offer you a simple and flexible solution to be able to report your hours and register your expenses.
Advanced salary calculator
With this calculator, you can estimate different types of compensation as a freelancer or consultant. You can adjust your income tax, choose your currency, and include various deductions. The calculator will then show how your earnings are calculated. You can also set aside money for vacation and pension, and the calculator will instantly show how this affects your compensation. Try our advanced calculator on the homepage or in the logged-in view with your personal settings, such as your income tax
Personalize with Your Logo
Upload your logo and make your invoices uniquely yours. Personalize your invoices in just a few clicks.
Send Combined Invoice
Bill together with other freelancers working for the same client. Invite the freelancers to the platform and we will pay your salary separately.
Time Reporting
We offer you a simple and flexible solution to be able to report your hours and register your expenses.
Advanced salary calculator
With this calculator, you can estimate different types of compensation as a freelancer or consultant. You can adjust your income tax, choose your currency, and include various deductions. The calculator will then show how your earnings are calculated. You can also set aside money for vacation and pension, and the calculator will instantly show how this affects your compensation. Try our advanced calculator on the homepage or in the logged-in view with your personal settings, such as your income tax
Personalize with Your Logo
Upload your logo and make your invoices uniquely yours. Personalize your invoices in just a few clicks.
Express Payment
Bill together with other freelancers working for the same client. Invite the freelancers to the platform and we will pay your salary separately.
Set Aside Holiday Pay
Easily save 0–50% of your income for holidays—flexible, automatic, and built for freelancers’ needs.
Invoicing in Different Currencies
We offer invoicing in multiple currencies: SEK, USD, EUR, GBP, CHF, CAD, AUD, NOK, DKK, JPY, and CNY including Swedish kronor, US dollars, Euros, and more. When converting amounts from foreign currencies to SEK, we apply a fixed currency margin of 0.5%.
Pension Savings with Idun Liv
The occupational pension is one of the most important components for building a secure future.
How invoicing without a company actually works
You send the invoice. We collect the money, pay the tax and put a salary in your account.
You do the invoice
Sign up with BankID and your identity is verified in the same moment. No company, no registration fee, nothing to cancel.
Prefer email? That works too — you just verify your identity separately.
Add your profile and the bank account your salary should land in. You do this once — never again per invoice.
Your bank details are encrypted and used for one thing only: paying you.
Pick your customer, add your hours or a fixed price, and attach any expenses. Press send — that is where your work ends.
Travel, materials and allowances go on the same invoice and are paid back to you untaxed.
We do the company work
Every invoice is checked and approved before it reaches your customer. Nothing goes out with a mistake on it.
Once it is approved we send it, and you can follow it — delivered, opened, paid.
Your customer pays the full invoice to us, on the payment term you chose — 10, 15, 20, 30, 45 or 60 days.
That is what makes the next step possible: we can only pay you a salary if the money comes to us first.
We take VAT out first — it was never yours — then our fee, social fees and your income tax. What is left is your salary.
Paid within an hour of your payslip. Your bank may take up to 24 hours to show it. Social fees vary with your age.
We pay the VAT, the social fees and your income tax to the Swedish Tax Agency, and file the reports. You never register for anything.
This is the part that would otherwise require your own company — and it is included.
Everything you earned through us is already on your tax return the following year. There is nothing extra to fill in.
We send your income statements to the Swedish Tax Agency, and they are declared in your annual tax return.
All done!No company requiredOne invoice from you — everything a company has to do, done by us.
Ready to try it for real?
Create a free account and send your first invoice today. VAT, social fees, salary and your tax return are all on us.
Start invoicing — no company needed
What Customers Say About Us
We’re proud to showcase authentic reviews from Trustpilot, where our customers share their honest feedback. See why so many trust us for exceptional service and quality experiences.
Salary Calculator
Our innovative salary calculator is an indispensable tool for freelancers, consultants, and businesses alike. This easy-to-use calculator allows you to quickly estimate take-home pay, factoring in taxes, fees, and other deductions, so you can confidently project your earnings.
Invoice Details
SEK 0.00
Invoice Details
Fees
Salary Components
Tax Information
Note: Our fee is 0.7%–1.4% of the invoice amount, with a minimum fee of 70–140 SEK if that percentage is lower.
Note: This calculator provides estimates only. Your actual income may differ depending on your specific situation.
Discover Invozio
Invozio is a rapidly growing platform designed for freelancers and independent professionals. We empower individuals to conduct business and issue invoices without owning a company, all in an easy, efficient, and secure manner, and at competitive prices.

Commitment
Commitment
We take full responsibility, demonstrating our commitment to your well-being.
Efficiency
Efficiency
We take care of these administrative tasks, freeing up your time.
Security
Security
We prioritize your safety and security as a user by offering a secure and reliable platform.
Easy
Easy
With us, you can concentrate on your work and grow professionally.

Hear from Our Clients
Hear directly from our customers about their experiences with us. Discover how we’ve made a difference, from exceptional service to lasting relationships. Their words speak to our commitment to quality and satisfaction.
Frequently Asked Questions
Explore our FAQ section to find clear and brief answers to your most common questions about Invozio.



