Insurance
Those Who Work via Invozio Always Have Good Basic Protection via Basic Insurance That Covers Your Basic Needs
Have you been in an accident or caused damage?
If so, it's important to report the incident to Trygg-Hansa promptly. When completing your claim, please include our contract number 25-2738090-08 and the company name Invozio LV SIA, along with our organization number 502085-4062. This ensures that Trygg-Hansa can process your claim efficiently and accurately.
Invozio's Insurance: Comprehensive Protection for Self-Employed Individuals
Invoicing without a company offers flexibility and freedom, but it also means you need to consider having adequate insurance coverage. Invozio, a leading service for self-employed individuals, offers a comprehensive insurance package that protects you when you perform work through their platform. "In this article, we go through the most important insurances that Invozio offers, so that you can feel safe and secure while working," says Didrik Selder, Product Manager at Invozio.
What insurances are included for self-employed individuals at Invozio?
Invozio ensures you have a solid safety net by offering the following insurances:
Liability Insurance
Invozio's liability insurance covers compensation claims for personal injury and property damage that may arise during your work. The insurance has a compensation limit of 10,000,000 SEK and protects you if you cause damage to a client's property or losses due to mistakes in your work. This insurance is valid worldwide, with the exception of the USA and Canada.
Coverage Area:
Damage to the client's property.
Economic losses caused by mistakes.
Geographical scope: worldwide (excluding the USA/Canada).
Comprehensive Insurance Coverage for Self-Employed Individuals
Accident Insurance
Accidents can occur while working or traveling for work, which is why Invozio offers a collective accident insurance policy. This insurance covers you for accidents that happen during working hours and provides compensation for both medical and economic disability. The coverage amounts to 18 base amounts for medical disability and 36 base amounts for economic disability, providing solid protection in case of an accident.
What Does the Insurance Cover?
- Medical and economic disability.
- Applicable during working hours and travel for work.
Legal Expenses Insurance
Sometimes legal disputes can arise, even when working as a self-employed person. Invozio's legal expenses insurance covers legal costs up to 20 price base amounts if you find yourself in a legal dispute related to your professional activities. The deductible is 0.2 price base amounts, and the insurance is valid within the Nordic countries.
What Does the Insurance Cover?
- Legal costs up to 20 base amounts.
- Deductible: 0.2 base amounts plus 20% of excess costs.
Property Crime Insurance
Invozo's property crime insurance protects you against financial losses resulting from property crimes or data breaches. The insurance provides up to 1,000,000 SEK in compensation, with a deductible of 0.5 base amounts. This is an important protection for those handling sensitive information or working with digital tools.
What Does the Insurance Cover?
- Economic losses caused by financial crimes or data breaches.
- Deductible: 0.5 base amount.
Crisis Insurance
Work-related stress or traumatic events can affect your mental health. Invozio's crisis insurance covers up to 10 treatment sessions with a psychologist if you need support after a work-related incident. This coverage applies without a deductible and allows you to get help quickly.
What Does the Insurance Cover?
- Up to 10 therapy sessions.
- No deductible.
Business Travel Insurance
If you travel for business, it's important to have good coverage in case something happens. Invozio's business travel insurance covers everything from medical expenses and theft of property to delayed luggage. The insurance covers personal movable property up to 60,000 SEK, with theft-prone items covered up to 20,000 SEK. The insurance also includes legal protection and personal liability coverage while on business trips.
What Does the Insurance Cover?
- Personal belongings: 60,000 SEK.
- Valuable items: 20,000 SEK.
- Medical and travel expenses.
- Legal protection and liability coverage up to 300,000 SEK.
Why are Insurances Important for Self-Employed Individuals?
When you are self-employed, you are responsible for your own protection, and without the right insurances, a simple mistake or accident can lead to significant costs. Invozio ensures that you as self-employed is protected with a complete insurance package, so you can work safely without worrying about financial risks. Whether it involves liability claims, accidents, or legal disputes, you have the insurance coverage you need.
How You can Benefit from Invozio's Insurance
The insurances offered by Invozio are automatically included when you invoice through our service. You don't need to worry about taking out separate insurance policies or managing additional administration. By using Invozio's platform, you gain access to comprehensive protection that helps you focus on your work without having to worry about potential risks.
Security and Safety with Invozio's Insurances
Being self-employed and invoicing without a company gives you great flexibility, but it also requires good insurance coverage. Invozio offers comprehensive insurance that covers everything from liability for damages to protection against accidents and legal disputes. By choosing Invozio, you not only get a simple invoicing solution but also the peace of mind of being insured against the most common risks that may arise in the workplace.
